2024 Car insurance elephant - Elephant Auto · Gladiator · L'olivier – assurance · Qualitas Auto · Veygo. Menu. Who we ... Elephant Insurance Services Limited, England and Wales, ...

 
Buy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.in. Car insurance elephant

They informed me that my car was a total loss and provided a specific amount they were willing to pay for it via email, stating that I could dispute it if I ...Elephant and Admiral are two different brands of the same company. And after reading through the policy wordings, we've discovered that Elephant car insurance is virtually identical to the lowest tier of Admiral comprehensive car insurance. Admiral offers three tiers of comprehensive car insurance: Admiral, Admiral Gold and Admiral Platinum.Reduce your car insurance premium while you’re working from home. If you are the policyholder or the spouse of the policyholder, and one or both of you are working from home, you will qualify for a discount. Simply call or chat an Elephant agent or get a quote to find out how much you will save by not commuting to an office or workplace. May 1, 2023 · Elephant auto insurance is a legitimate car insurance company based in Richmond, Virginia that offers auto insurance in seven states. Elephant auto insurance is affordable due to its unique insurance system that allows them to charge lower rates to certain drivers and offers some unique coverage options. Price. Customer Satisfaction. If you’re looking for a vehicle insurance estimate, it’s simple to get a free quote. But buyer beware, getting an accurate quote means you’ll have to have information at your finge...Buy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.inHow to cancel your Elephant car insurance policy. Cancellation after 14 days. Cancellation within 14 days of cover Maybe you jumped the gun by getting the Elephant policy and you’ve now discovered a better, cheaper deal elsewhere. Thankfully, if you’re still in the cooling off period you can get out easily and cheaply.Car Insurance from Elephant. Get a new quote. Retrieve a quote. Find out more. For great value car insurance, it has to be Elephant. Elephant comprehensive policies are crammed with great benefits as standard. Get a quote now! Elephant offers standard car insurance you would typically find with the average insurer, including liability, collision, comprehensive, and uninsured motorist …Buy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.inCompare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.Nov 10, 2022 · A car insurance lapse refers to any period (even as short as one day!) in which you own a registered car but don’t have car insurance. There is no one universal reason for a lapse in car insurance coverage. Perhaps your policy simply ran out. Maybe you missed a payment and your policy was cancelled as a result. Yes, Elephant insurance does provide protection for the difference in what you owe on a car vs. the value of the car that is totaled. It is only available ...2 Sept 2005 ... Admiral and Elephant are both the same company, they both have exactly the same on-line car insurance quotation system (just skinned ...Exchange Tower. London E14 9SR. Tel: 08000 234 567. Free for people phoning from a "fixed line" (for example, a landline at home). Or: 0300 123 9 123. Free for mobile-phone users who pay a monthly charge for calls to numbers starting 01 or 02. Email: [email protected] insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.in24 Aug 2023 ... Elephant Car Insurance Review ... Pros: A+ (Superior) rating from the Better Business Bureau. Highly rated mobile app on both App Store and Google ...Car Insurance from Elephant. Get a new quote. Retrieve a quote. Find out more. For great value car insurance, it has to be Elephant. Elephant comprehensive policies are crammed with great benefits as standard. Get a quote now! Saturday: 9:00AM-5:30PM. For existing claims, we are available (Eastern Time): Monday-Friday: 8:00AM-5:00PM. Glass claims can also be filed easily using our online claims filing tool, but if you prefer to file your glass claim over the phone, please contact us at 1-800-413-8860.3.1 out of 5 (141 reviews) With an A+ rating from the Better Business Bureau, Elephant Insurance scores at the very top, right beside other much larger and more well-known carriers such as Liberty Mutual and Nationwide. WalletHub also gives high marks to Elephant, with a 4.2/5 score among its 2,570 customer reviews. Compare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.25 Jan 2023 ... Regardless, I managed to claim back, through an insurance, which was not theirs and as such had to go through an arduous and stressful ...Automobile insurance is underwritten by Elephant Insurance Company, P.O. Box 5005, Glen Allen, VA 23058. Automobile insurance in Texas is offered by Elephant Insurance Services, LLC and underwritten by Elephant Insurance Company or Redpoint County Mutual. Redpoint County Mutual is not an Elephant Insurance company. At Elephant Car Insurance, we provide unbiased comparisons of quotes. We have simplified the process of purchasing new car insurance online. Visit Elephant.in and follow these 3 easy steps and get your insurance policy instantly! Fill out the important details like registration location, car brand, car model, fuel type and variant.Forest officials rescued an elephant calf who fell into a canal in Tamil Nadu. The mother elephant displayed a 'thanking' gesture to officials after the rescue. The post …Buy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.inCompare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.Feb 1, 2024 · Elephant car insurance. According to Bankrate’s analysis, drivers who are seeking less-common types of add-on car insurance coverage may find Elephant to be a good choice. Elephant was founded ... At Elephant Car Insurance, we provide unbiased comparisons of quotes. We have simplified the process of purchasing new car insurance online. Visit Elephant.in and follow these 3 easy steps and get your insurance policy instantly! Fill out the important details like registration location, car brand, car model, fuel type and variant.To get your car insurance online, visit Elephant.in and get your car insured in 3 quick and easy steps! Before purchasing car insurance, one must understand the …3 May 2023 ... You pay a few dollars per month to get a set number of service calls or discounted rates each renewal period. However, Elephant's diminishing ...Your certificate of motor insurance. If you're paying by credit/debit card, we'll debit your card with the full renewal premium amount, on your renewal date. If you pay by Direct Debit, we will continue to collect your premium by this method. If you decide you don't want to renew with Elephant please call us straight away on 0333 222 6719.Shopping around for car insurance quotes can be a daunting task, but an important one nonetheless. Here’s how you should compare car insurance quotes online. By clicking "TRY IT", ...Compare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.Feb 1, 2024 · Elephant car insurance. According to Bankrate’s analysis, drivers who are seeking less-common types of add-on car insurance coverage may find Elephant to be a good choice. Elephant was founded ... This question goes out to customers of elephant.co.uk car insurance, im about to take out a policy with them, do they ask for a copy of your driving licence after you buy? I need to know this because my mum has a licence, but she cannot find it anywhere in the house, and the policy needs to be taken out on the weekend. Surely the company will just match …Benefits of Elephant.in’s Car Insurance. When it comes to safeguarding your vehicle, a best car insurance policy is a solution. Elephant.in’s Car Insurance stands out as a leading choice in the market, offering an array of advantages that go beyond conventional coverage. Here’s what we have got for you. Flat 80% discount on premiums.Elephant is a newer car insurance company with lots of discounts and attractive coverage options, but it only offers auto insurance in a handful of states. By. …Virginia drivers save 12% when you quote online! If you’re a Virginia resident in search of car insurance, you’ve come to the right place. Starting your Elephant Insurance quote online will earn you a healthy discount right away. We know choosing coverage can be tricky, but it doesn’t have to be. Our Quote Wizard makes finding the ...Give us a call today for affordable car insurance. Start a car insurance quote online with Elephant Insurance. We offer affordable car insurance with all the coverages you need to protect you and your family. Find out about coverage options, discounts and get a free online car insurance quote today. Compare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.Elephant car insurance. There are some advantages in buying car insurance from a specialised provider. In the case of Elephant Insurance, the plus is that its policies are highly comprehensive, including extensive cover that is only available as optional add-ons from more general providers.Property Damage Liability coverage per accident. These minimum coverage requirements protect the victim from property damage or bodily injury in the event of an accident. 50% of Elephant customers in Illinois opt for coverage higher than the state minimum. Drivers in Illinois are also required to have Uninsured and Underinsured Motorist coverage. Compare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.Getting a quote for renters insurance is easy. To get a quote, first, take an inventory of what you own. This will help you decide what level of coverage makes you the most comfortable. Then, call 844-937-5359 to get a quote. One of our insurance specialists will answer any questions you have and will walk you through the process. Select the required details like Car model, year, fuel type, etc. Choose the 4-wheeler insurance plan that you want to purchase. Select any additional riders or add-on covers that you want to add or remove. Elephant.in’s AI recommendation will recommend a list of best car insurance quotes for you. Pet injury coverage. Keeping your four-legged family members protected. At Elephant, we care about our customers — and we also care about our customers’ cats and dogs. As a Herd member, if your pet is injured in a covered claim, you have up to $1000 of pet injury protection at no cost to you.commercial car insurance; corporate travel insurance; sectors hospitality and leisure; educational institute; shops and establishments; salons and spas; commercial offices; hospitals and clinics; diamonds and jewellery; elephant benefits 360 . eb360 login; knowledge center. latest news blogs testimonials faqs claim.We are sad to see you go. To cancel your policy, simply give us a call at 877-321-2095. This number will take you directly to an agent who can help you with your cancellation. Looking to cancel your Elephant Insurance policy? We're sad to see you go, but give us a call at this number if necessary!Elephant offers the standard coverage options you'll need to meet state minimum requirements, but it also has other coverages that you can add to your policy ...Buy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.inProperty Damage Liability coverage per accident. These minimum coverage requirements protect the victim from property damage or bodily injury in the event of an accident. 50% of Elephant customers in Illinois opt for coverage higher than the state minimum. Drivers in Illinois are also required to have Uninsured and Underinsured Motorist coverage. Shopping around for car insurance quotes can be a daunting task, but an important one nonetheless. Here’s how you should compare car insurance quotes online. By clicking "TRY IT", ...Elephant Auto · Gladiator · L'olivier – assurance · Qualitas Auto · Veygo. Menu. Who we ... Elephant Insurance Services Limited, England and Wales, ...At Elephant Car Insurance, we provide unbiased comparisons of quotes. We have simplified the process of purchasing new car insurance online. Visit Elephant.in and follow these 3 easy steps and get your insurance policy instantly! Fill out the important details like registration location, car brand, car model, fuel type and variant.Classic cars hold a special place in the hearts of automobile enthusiasts. These vintage vehicles are not just modes of transportation, but also cherished pieces of history and art...Then it helps to know how to get car insurance. Here’s how to get an insurance quote from Elephant auto insurance: 1. Navigate to Elephant.com and select the “Get a Quote” option. 2. Enter your ZIP code and click the “Start Quote!” button. 3. Fill out required information, including your full name and date of birth. 4.Buy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.inBuy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.in18 Mar 2020 ... The court also held that the fair market value does not include the taxes and fees payable to purchase a replacement vehicle. Read more.Buy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.inCompare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.Insurance agents who have previously worked for different insurance firms are likely familiar with varying series of policy numbers, states CarInsuranceComparison.com. Independent ...Compare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.Forest officials rescued an elephant calf who fell into a canal in Tamil Nadu. The mother elephant displayed a 'thanking' gesture to officials after the rescue. The post …Insurance agents who have previously worked for different insurance firms are likely familiar with varying series of policy numbers, states CarInsuranceComparison.com. Independent ...When you’re looking for a new insurance policy for your car, you have several options for securing coverage. While using an agent or calling an insurer on the phone are both famili...Mar 22, 2023 · According to the National Association of Insurance Commissioners (NAIC), Elephant’s complaint ratio was 1.62 overall in 2022, the last year for which NAIC has published a report on this company ... What is Elephant car insurance? Elephant Insurance formed in 2009 and is a subsidiary of Admiral Group, PLC. Elephant sells many insurance products, including car, off-road vehicle, homeowners, renters, motorcycle, and life insurance. However, Elephant’s insurance policies are only available in eight U.S. States: Georgia, Illinois, …Compare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.Car Insurance. Starting at only ₹6 per Day* Enter your details to buy Car Insurance. By proceeding you agree to Terms & Conditions. Proceed without car number. Compare …Compare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.Elephant offers a number of car insurance discounts to help you save money on your Maryland car insurance. Whether you are working from home, or you have a good student on your car insurance policy, or you have multiple cars to insure, we have a discount for you. Get a Maryland car insurance quote online to find your discounts. May 3, 2023 · Elephant offers auto insurance to individuals in eight states: Georgia, Illinois, Indiana, Maryland, Ohio, Tennessee, Texas, and Virginia. Read our review of Elephant's auto policies. At Elephant.in, customers can compare and purchase car insurance plans online in just 3 easy steps. Consider these factors before searching for car insurance for a new car: Assess Your Needs: The coverage needs to be aligned to your needs like your vehicle type, driving habits and finances. Select a provider that helps you tailor and …15 Dec 2023 ... When you sign up, Elephant takes $100 off your collision deductible immediately for yearly policies or $50 for six-month policies, with a ...Elephant Auto · Gladiator · L'olivier – assurance · Qualitas Auto · Veygo. Menu. Who we ... Elephant Insurance Services Limited, England and Wales, ...To get your car insurance online, visit Elephant.in and get your car insured in 3 quick and easy steps! Before purchasing car insurance, one must understand the several factors affecting insurance premiums. The type of car you own is one of the factors affecting car insurance premiums. This blog explores how the kind of car you drive affects your …Dec 23, 2023 · Elephant Car Insurance Review. We award Elephant car insurance 3.8 out of 5.0 stars overall for its competitive monthly premiums and variety of coverage choices. Elephant is a great option if you ... Select the required details like Car model, year, fuel type, etc. Choose the 4-wheeler insurance plan that you want to purchase. Select any additional riders or add-on covers that you want to add or remove. Elephant.in’s AI recommendation will recommend a list of best car insurance quotes for you. Automobile insurance is underwritten by Elephant Insurance Company, P.O. Box 5005, Glen Allen, VA 23058. Automobile insurance in Texas is offered by Elephant Insurance Services, LLC and underwritten by Elephant Insurance Company or Redpoint County Mutual. Redpoint County Mutual is not an Elephant Insurance company. Elephant offers standard car insurance you would typically find with the average insurer, including liability, collision, comprehensive, and uninsured motorist …Stay updated on your insurance policy renewals with Elephant.in. Discover hassle-free renewal options for continued coverage and peace of mind.It's important you provide clear and honest information when making a claim, this will help us settle genuine claims efficiently. Insurance fraud isn't a victimless crime and the actions of others can increase premium for all of us. Find out how to report a car insurance claim and get the contact details for our claims, accident recovery, glass ... These minimum coverage requirements protect the victim from property damage or bodily injury in the event of an accident. 69% of Elephant customers in Tennessee opt for coverage higher than the state minimum. Uninsured Motorist coverage is not required in Tennessee but the state has one of the highest amounts of uninsured motorists.Motor Insurance. On this page you will find our motor insurance policy books. Your personal documents and proof of no claims bonus can be found in MyAccount. Login to MyAccount Register for MyAccount. Need our literature in a different format? Find out about accessibility help for your insurance documentsCompare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.30 Apr 2020 ... This is a consent order with Elephant Insurance Company (Elephant). ... automobile business. 3. The purpose of the examination was to verify ...Saturday: 9:00AM-5:30PM. For existing claims, we are available (Eastern Time): Monday-Friday: 8:00AM-5:00PM. Glass claims can also be filed easily using our online claims filing tool, but if you prefer to file your glass claim over the phone, please contact us at 1-800-413-8860. Stay updated on your insurance policy renewals with Elephant.in. Discover hassle-free renewal options for continued coverage and peace of mind.We may be able to provide you with a better car insurance estimate when you answer a few more questions. Continue. Now get quotes for you. Here at The Zebra, we make it easy for you to find the right coverage—at the right price. We compare top companies so you can find what works for you.Car insurance elephant

Car Insurance- Admiral v Elephant v Diamond. Comstock Posts: 322 Forumite. 29 November 2012 at 9:21PM in Motoring. Hi there. Whenever I use GoCompare for a car insurance quote, these three insurers come within a few pounds of each other- on my last quote the difference was just £6 for the same cover so I could use any of them. …. Car insurance elephant

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Get Car Insurance in Salem from Royal Sundaram & save up to 50% on No Claim Bonus transfer, free roadside assistance kit. Also, check the list of cashless garages available in …Discover the steps to submit a car insurance claim successfully and get your car back on the road after an accident. Get expert tips and advice. ABOUT US; PRODUCTS. GENERAL INSURANCE. CAR INSURANCE; TWO WHEELER INSURANCE ... ELEPHANT BENEFITS 360 . EB360 LOGIN; KNOWLEDGE CENTER. LATEST NEWSElephant offers a variety of insurance products and coverages, including customized car insurance, liability, collision, comprehensive, and full coverage. Get an insurance quote …Elephant offers standard car insurance you would typically find with the average insurer, including liability, collision, comprehensive, and uninsured motorist …Discover the benefits of online car insurance renewal. Save time, customize your policy, and enjoy secure payments. Renew your expired car insurance hassle-free. ABOUT US; PRODUCTS. GENERAL INSURANCE. CAR INSURANCE; TWO WHEELER INSURANCE; TRAVEL INSURANCE ... ELEPHANT BENEFITS 360 . EB360 LOGIN; …At Elephant Car Insurance, we provide unbiased comparisons of quotes. We have simplified the process of purchasing new car insurance online. Visit Elephant.in and follow these 3 easy steps and get your insurance policy instantly! Fill out the important details like registration location, car brand, car model, fuel type and variant.Contact. Call, email or write a letter to Elephant saying you want to cancel your insurance. Specify whether you wish to leave immediately or at a later date. Pay monthly customers. If there’s any …Learn about the types of car insurance coverage Elephant offers, and compare auto insurance discounts, prices and complaints to top car insurance …These minimum coverage requirements protect the victim from property damage or bodily injury in the event of an accident. 69% of Elephant customers in Tennessee opt for coverage higher than the state minimum. Uninsured Motorist coverage is not required in Tennessee but the state has one of the highest amounts of uninsured motorists.How to cancel your Elephant car insurance policy. Cancellation after 14 days. Cancellation within 14 days of cover Maybe you jumped the gun by getting the Elephant policy and you’ve now discovered a better, cheaper deal elsewhere. Thankfully, if you’re still in the cooling off period you can get out easily and cheaply.Automobile insurance is underwritten by Elephant Insurance Company, P.O. Box 5005, Glen Allen, VA 23058. Automobile insurance in Texas is offered by Elephant Insurance Services, LLC and underwritten by Elephant Insurance Company or Redpoint County Mutual. Compare and buy the right car insurance policy from top insurance companies in India and save upto 80%*. Get free car insurance policy quotes and learn about types, benefits, and expert insights.With the wounded elephant before him, what LaPierre is told is this: “Aim low." LaPierre shoots. The chyron on the video conveys the result: “LaPierre shoots the …Feb 4, 2021 · We award Elephant Insurance a final rating of 4.5 out of 5 stars. While the carrier is fairly new to the insurance industry, its parent company has been around for much longer and is a leading insurer. Further, Elephant seems to prioritize customer service. Glowing customer reviews are easily spotted across the web. Classic cars hold a special place in the hearts of automotive enthusiasts. With their timeless designs and the nostalgia they evoke, these vintage vehicles are more than just modes...Buy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.inAn Overview of Elephant Auto Insurance. Elephant Insurance strives to make auto insurance affordable and empowers customers to make choices with confidence. The insurance provider offers tools and technology to meet customer needs. With flexible payment options, easy online account access, and a supportive team of insurance …26 Mar 2021 ... Verdict. Elephant is a great option for drivers looking for competitively priced car insurance with the features of a premium insurer. In their ...Benefits of Elephant.in’s Car Insurance. When it comes to safeguarding your vehicle, a best car insurance policy is a solution. 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Depending on your state, that number can climb as high as 48%. At Elephant Car Insurance, we provide unbiased comparisons of quotes. We have simplified the process of purchasing new car insurance online. Visit Elephant.in and follow these 3 easy steps and get your insurance policy instantly! Fill out the important details like registration location, car brand, car model, fuel type and variant.When you’re shopping for car insurance, you may come across something called a vehicle class code. This code is used to determine the type of car you drive and how much your insura...Getting a quote for renters insurance is easy. To get a quote, first, take an inventory of what you own. This will help you decide what level of coverage makes you the most comfortable. Then, call 844-937-5359 to get a quote. One of our insurance specialists will answer any questions you have and will walk you through the process. There is no doubt that a comprehensive car insurance policy typically offers broader coverage. However, Please note that each policy is unique, and you must read it thoroughly to understand the inclusions and exclusions. In case of queries, feel free to write us at [email protected] or call at 1800 266 9693. view more articles on Car Insurance.Buy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.inLogin. Log into your Elephant Insurance account to easily manage your car insurance policy. Car insurance Drive with the confidence of protection. Homeowners insurance Home means comfort, and comfort means coverage. Renters insurance Keep your most valued assets safe. Additional Products; Condo insurance Never worry about your personal property. ... Elephant Insurance is a brand of Elephant Insurance Company, Elephant …Buy insurance policies online at best price from handpicked insurance companies in India only at Elephant.in, India`s first insurtech platform for corporate employees. Compare & Buy/Renew Insurance Policy - Car, Health, Life, Bike - Elephant.in18 Dec 2007 ... Sorry for the long post however I feel that anyone who has any kind of performance car should be aware of the service that elephant.co.uk ...View all discounts. Save up to 12% with Elephant's multi-policy discount! Save on home and auto insurance bundle quotes. Learn more and get a quote online now!Save money with our multi-policy discount online at Elephant Insurance. Our multi-policy insurance discount allows you to save money when you purchase home and car insurance together. A full coverage policy from Elephant insurance includes basic liability coverage, collision and comprehensive insurance. 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